2)    Reaching deeper into rural areas without costly investment in infrastructure. 11) Cost of cash in and out is high compare to interest rate on bank deposit. Generally available research into the patterns and needs of the un-banked target market may also help. The new WAP- and Java-enabled mobile phones using GPRS support a wider variety of banking services such as fund transfers between accounts, stock … Continuous support and training workshop on Mobile Banking Procedures develops on going Developed M-banking system to automated transecting. To do this report I have collected necessary information from primary and secondary sources, face to face conversation with the customers and respective officers. They create and generate an environment of trust and discipline that affects everybody in the bank to work together for achieving the objectives of the bank. There is mounting evidence of positive social impact on poorer people and communities as a result There are sound reasons for the hope that m-banking could have similar impact A mobile network offers a high technology platform onto which other services can be often provided at very low cost to deliver an effective result. 12. 5)   Security risks from robbery & holdup. It is quite impossible for any country to develop in industrial and commercial sector without sound banking system in modern economic era. The mobile phone is one of the most integral parts of customers’ lives and its use is growing in the world. The most important objective for any successful financial marketer is to focus on improving the customer experience across channels and with every communication. Mobile banking has an edge over internet banking. The ethos of harmony and co­operation is widely practiced in the bank. 3. 100 take as account opening charge. Furthermore, we also can, so that we can solve the problem which customers are facing now. S Present scenario and prospective of Dutch-Bangla Bank Ltd. Features of mobile banking: One of the main benefits of mobile banking is the convenience of having banking services close at hand. Develop a mobile banking website as information portal particularly for M-Banking. From this research, we can identify that which service that offer by mobile banking is most prefer by the customers. It ensures safely &. 3. Emerged as a new commercial bank to provide efficient banking services with a view to improving the socio-economic development of the country. Know the customers’ a… Globalization of national economies has given a boost to international trade. A good number of literatures have been reviewed to sharpen the thought on Mobile Banking and its different facets in the context of Bangladeshi banks. Each year, more and more banking consumers are turning to mobile banking applications to stay up to date with their banking needs. Identify the gaps/flaws of Capitalist and Socialist economic systems. You just need to follow the instructions to make the transaction. The cost efficient provision of formal financial services (payments/ remittances, savings, credit or insurance) is predicated on customers having access at least to a basic transactional account, from which electronic transfers can be made as like purchase product and pay one another by M-banking and cash withdrawn as necessary. But it has. *Response times vary by subject and question complexity. How much revenue per hour does each worker bring in? The banking system of India should not only be hassle free but it should be able to meet new challenges posed by the technology and any other external and internal factors [18]. To establish linkage with other institutions which are engaged in financing micro enterprises. The main focuses of my study is to analysis about Mobile Banking which is new banking system in Bangladesh and its strength and weakness. Now, the Dutch-Bangla Bank Limited has become a synonym of quality banking products and services. The attitude was significantly related to the BI signaling presence of favorable environment for mobile banking service. The Dutch-Bangla Bank engineers enterprises and creativity in the business and industry with a commitment to social responsibility. With this scenario, current mobile banking objectives of say building relationships reducing cost, achieving new revenue stream will transform to enable new objectives targeting higher level goals such as building brand of the banking organization. Without inter-operability, the fixed costs of deploying financial infrastructure may be much harder to recover, since usage per item of proprietary infrastructure will fall. The project is in its final stage now.        Agent goes to Customer Registration Menu in his/her mobile and insert customer’s mobile number. OBJECTIVES AND SCOPE OF THE STUDY Without a sound and effective banking system in India it cannot have a healthy economy. Under internship program each student has to prepareda report on a particular topics related with the organization. 5.0 MODELS Two models of mobile money services are identified for operation in Nigeria: a. Data on various indicators relating to readiness of the banks have been collected from different sources such as Bangladesh Bank (BB) publications and reports, websites of different banks, Bangladesh Institution of Bank Management, World Bank policy paper and Bangladesh Bank mobile banking policy paper about Mobile Financial Services in Bangladesh, Internet, BTRC (Bangladesh Telecommunication Regulatory Commission) and different mobile phone companies websites.        For security reason, customer needs to check the sending number of SMS and the amount. Those distinctive features are as stated: The Dutch-Bangla bank provides service with high degree of experienced & expert & use of modern technology. The Bank provides a broad range of financial services to its customers and corporate clients. It saves a lot of time. 6. The seller and the buyer in an international trading transaction must agree for a product or its quality, price etc.        Agent checks the Application Form, photograph & NID. The officer should observe that whether there is loss of the top executive, demand, or any other most important new one has entered and often the change may be worse. Its Paid-Up-Capital Tk. Develop consumer-centered business models, including a digital experience that differentiates them from the competition and that addresses new purchasing behaviors. Government and other International agencies positive attitude toward low classification rate. DBBL should increase facility to fulfillment customers need. It introduces diversified & dynamic banking system. 1)   Customer may not use properly the process of M-Banking. Against big willful defaulters legal action should be taken promptly for customer M-Money Security. Q: In rolling a die repeatedly, what is the probability that 1 appears for the first time on e 4th roll... A: Please find the attached answer in the below box. Banking system occupies an important place in a nation’s economy. masingek@mweb.co.za 083 411 0736 25245792 An integrated research report submitted to the Gordon Institute of Business Science (GIBS), University of Pretoria, in partial fulfilment of the requirements for the degree of Master of Business Administration. Today is one of the leading banks in the private sector, contributing significantly to the national economy and society also. Holding cash comes at high price to poor people because of the risk of crime in many poor People, but they often have few alternatives to cash based services. It holds the biggest ATM (Automated Teller Machine) network. It also saves the record of any transactions made. Continuous pilot testing of the other M-Banking services to model cost effective ways of reaching more and more people in areas farther away from bank. Should arrange more and more campaign in public place to increase M-Banking customer. This study will enable to know Mobile Banking. Mobile Banking Services and Customer satisfaction with reference to ICICI Bank - A Study . b. 9. 5. Financial servi... Q: o. Median response time is 34 minutes and may be longer for new subjects. It believes that transparency in decision-making, monitoring mechanism and full disclosure to shareholders and regulatory authorities are essential aspects of bank’s corporate governance and that they create an intense pressure to rationalize bank’s services and search for new competitive advantages. Mobile banking services has enabled facilitation and movement of money from the banking institutions to the poor members of the society in the rural and urban centers at transactions costs that are much cheaper than those offered by commercial banks, which in the process has enabled the banks to reach the unbanked resulting in tremendous growth in the banking industry (Jenkins, 2008). Uncertainties over the speed and nature of customer adoption: This is to be expected with any new offering, although the uncertainty is compounded by the relative lack of knowledge of the needs of un-banked people in many places, and the market potential. A very effective way of improving customer service could be to inform customers better. After registration of DBBL Mobile Banking DBBL cell center call customer for choosing the password. Il s’agit principalement dans ce cas de services de consultation de solde, de paiement de factures et de transfert d’argent. To reach the modern banking facilities to the rural area where banking facilities does not reach till now. The case for donor support therefore rests on removing barriers such as these, thereby making it more likely that transformational models of m-banking will emerge at all, or at least, sooner; and that they will develop more rapidly than otherwise would be the case. 4. Mobile Banking is a Banking process without bank branch which provides financial services to un-banked communities efficiently and at affordable cost. 7. This internship report has been prepared to fulfill the requirement for getting BBA degree. However there are many Banks in Bangladesh at Present. This includes deposits, cash withdrawals, funds transfer etc. The bank has the biggest IT investment as a bank in the country. Advertisement is not adequate that most of the people don’t know about Mobile Banking. The Bank’s operations are built upon unequivocal emphasis on effective corporate governance. Utility bill payment, Tuition fee payment, Air time top-up. Mobile banking thorough cell phone is user friendly. The Dutch-Bangla Bank Limited was established by the leading business personalities and eminent industrialists of the country and abroad with stakes in various segments of the national economy. Real value of business can come from making regular visits to the customer’s place of business rather than holding all meetings in the Bank. The incumbent chairman of the bank is Mr. Abedur Rashid Khan. online bill pay, transferring funds, checking balances). “Profits alone” does not hold a central focus in the banks operation; because “man does not live by bread & butter alone.”, The Dutch-Bangla Bank believes in its uncompromising commitment to fulfill its customer’s needs and satisfaction and to become their first choice in banking. It arises initially only in markets where there is an existing payment infrastructure with which new providers can inter-operate (and later on, once new infrastructure becomes the standard). 6. 3. It must be emphasized that information is also collected from several dailies, Wikipedia etc. Low cost for opening Mobile Bank Account. SI revealed a mild influence of family members and friends on people in adopting mobile banking service. The banking system of Bangladesh is composed variety of banks working as National Commercial Banks, Foreign bank, Specialization, banks and Development Banks. what is objective of mobile banking services ? DBBL’s essence and ethos rest on a cosmos of creativity and the marvel -magic of a charmed life that abounds with spirit of life and adventures that contributes towards human development. fro... A: Performance appraisal is an important component in assessing the employee's performance. The registrar of Joint Stock Companies and firms issued the Certificate of Commencement of business of the bank on the same date. The low cost of using existing infrastructure makes such channels more amenable to use by low income customers.M-banking is new in our country, and there has been limited donor support in this sector to date. However, not all m-banking products will be transformational in the sense of broadening access to financial services substantially at first or even at all. It is very much new in Bangladesh. 143.2 Million (TRAI, 2013). iii)There was a time constraint to prepare this paper. Experts are waiting 24/7 to provide step-by-step solutions in as fast as 30 minutes!*. The objective here is to create, promote and build long-term company value. Also service providers are increasingly using the complexity of their supported mobile banking services to attract new customers and retain old ones. The mobile banking number will be like mobile number with one cheque digit. It works ceaselessly within these parameters. It may that the shopkeeper receive there payment through Mobile transaction. Banking through mobile reduces the risk of fraud. And opening of Mobile Account is the contract that establishes the relationship between a banker and a customer. The biggest advantage that mobile banking offers to banks is that it drastically cuts down the costs of providing service to the customers. It has an array of such products services tailored carefully to cater to the needs of all segments of customer. Lot of potential customer in Bangladesh that around 7 corer people use Mobile phone. Help People Invest. Potential customer in rural and urban area where branch banking is not possible. Clearly, one solution may be to give regulators the power to require interoperability; however, it may be sufficient to encourage the identification of appropriate standard upfront. not reached here over night. 2. To bring such a huge population into the banking channel, DBBL is implementing a system to launch mobile banking soon. Amount of transaction is very little. The beneficiary can go to any agent or DBBL ATM or DBBL Branch for withdrawal of money. I am carrying out my internship at the Mobile Banking focus on DBBL. Further, more than half of all Americans who use mobile banking receive transactional alerts and promotional offers from their institution. Mobile Phone, is called Mobile Banking. 4. To employ funds for profitable   purposes in various fields with special emphasis on small scale industries. 7. I have little knowledge about Mobile Banking technology. It has been achieved much of its goals but it has been performing its activities to satisfy the country people as it did before well. 1. The Banks first and highest priority is to provide effective services and maximum satisfaction to the customer. With this facility any person having a mobile number will be able to use his number as a bank account. Customer chose four digit number what they like. It is the pioneer in maintaining Corporate Social Responsibility (CSR) as a banking financial institution all over the country. Wizzit, un des premiers services de mobile banking à avoir vu le jour, en Afrique du Sud en 2004, propose ainsi un compte bancaire électronique couplé au numéro de téléphone, avec une carte de débit. It has some distinction features so that it is now very close of the peak of success. DBBL provide this facility at a lower cost as compared to banking by self. What is mobile banking? Median response time is 34 minutes and may be longer for new subjects. Factors influencing the adoption of mobile banking services at the Bottom of the Pyramid in South Africa Khumbula Masinge . You can transfer money instantly to another account in the same bank using mobile banking.        Customer receives a call and in reply, s/he gives a 4-digit PIN number of his/her choice (please remember your PIN). In case of online banking, you must have an internet connection and a computer. Dutch-Bangla bank, as a first class pioneer banking financial institution, dreams of a better Bangladesh, where arts and letters, sports and athletics, music and entertainment, science and education, health and hygiene, clean and pollution free environment and above all a society based on morality and ethics make all our lives worth living.        A Mobile Account is created in the DBBL system which is his/her mobile number + one check digit. 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